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Debt is probably the most common financial disease affecting Americans today. Not only does it mean you'll pay unnecessary amounts of interest, you risk damaging your credit rating, not to mention hurting your health when the burden of owing too many people starts to get stressful.

It’s a given fact that many people spend way more than they bring in every month which makes trimming the extra fat in their budget sometimes impossible. Eighty-five percent of people today say that they could live o… Continue

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The San Diego Monitor has put together a "one of a kind" commemorative newspaper edition featuring the election of our very first African American President, Barack Obama. It includes all of his famous speeches, photos, headlines from across the world… Continue

Debt is probably the most common financial disease affecting Americans today. Not only does it mean you'll pay unnecessary amounts of interest, you risk damaging your credit rating, not to mention hurting your health when the burden of owing too many people starts to get stressful.

It’s a given fact that many people spend way more than they bring in every month which makes trimming the extra fat in their budget sometimes impossible. Eighty-five percent of people today say that they could live o… Continue

The income that is generated by the income earners in a home is considered the family’s money so make sure you tithe the first fruits and be mindful on how you spend the remainder 90%. Identifying your wants vs. your needs could literally save tons of money in the long run. Needs are basically Food, Shelter, Clothing, Transportation and Protection. Wants are things that you can do without. For example, a luxurious $60,000 car is considered a want even if a lot of people don’t see it that way. If… Continue

We are rapidly approaching the end of 2008 and the beginning of a brand New year, 2009. Normally resolutions go into effect on New Year's Day and remain until set goals have been achieved. In the next week or so, about 100 million Americans will venture down a well-traveled road paved with bold and sometimes hastily conceived New Year's resolutions. It is a route covered with promises of maintaining top physical fitness, or appearance, increase spiritual growth and knowledge, reduce or eliminate… Continue